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Posted by / 12-Jan-2018 08:29

Debt management, debt settlement, debt relief and debt negotiation are all bona fide plans for consolidating debt, but there are differences in the approach used to get a result.

Won’t reduce amount owed, but can help reduce interest rate paid on debt. The company is well-known for efforts to improve consumer’s financial literacy.

We sometimes get asked about payday loans and debt consolidation.

Payday loans are short-term loans where an individual can borrow funds needed to cover unexpected expenses until the date of their next paycheck.

The bank will make one loan that you use to pay off the other loans in full.

A consolidation loan is usually at a lower interest rate but over a longer period of time.

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It’s up to consumers to sort through the choices and determine which company meets the goal of eliminating debt.

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